Author: Creed Anderson

How to Switch Car Insurance Companies

The time has come and you’re ready to make the switch to a new car insurance company. Maybe you aren’t getting the service that you should from your provider, or maybe you are simply looking for a better rate. Switching car insurance companies isn’t a difficult process, but will require a bit of planning on your part. Let’s discuss some of the essential steps to take when making the switch! Steps to Switching Your Car Insurance Policy Make sure the timing is right to switch Canceling in the middle of your policy may come with penalties or early cancelation fees. It’s usually best to try and start a new policy at the end of your current one in order to avoid those penalties. Timing your policy transition correctly makes for a much easier transition for both you and your current and future providers. Purchase your new policy You will want to get the shopping process started about a month before you plan to start the policy. Look for a provider that can give you the necessary coverage at the best price and get your purchase in place. Notify your current provider Many providers will require you to give notice ahead of your cancelation. Ensure you check to see what your providers cancelation requirements are, and make a plan to follow them. Some will only require cancelation over the phone...

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Accidents: Submit a Claim or Pay Out of Pocket?

There’s no denying that getting in an accident is an incredibly frustrating and stressful situation to deal with. However, knowing how to best deal with that situation ahead of time can make all the difference in making the recovery process easier. One of the most common decisions to make when it comes to accidents is if you should submit an insurance claim, or pay for it out of pocket. Here are some of the aspects to take into consideration when making this important decision. The number of people involved in the accident The number of people involved in the accident is something that can be used to help determine whether you should submit a claim or pay out of pocket. If it was just you involved in the accident then you will have full control on how to handle the situation and decide on whether or not to submit a claim. If two or more drivers are involved and the other drivers want to file a claim then you might not have as much of a choice. They may go ahead with filing a claim, which means that you will automatically be involved in the claims process. Who was at fault in the accident? If you are the one at fault, then it is more than likely that your insurance premiums will increase if you are to submit a...

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How to Compare Car Insurance Companies

We know there are several options for buying car insurance in Salt Lake City, and all of the options can be overwhelming. How do you know which car insurance company and policy is the right one for you? To find the best choice for you, there are several different things to compare between each company. Today, we’re going to focus on important steps for comparing car insurance companies. Comparing car insurance companies Here are some of the steps you’ll want to take when you’re comparing car insurance policies and companies: Shop around to get estimates from multiple companies Ask agents from each company detailed questions about exactly what your coverage would include if you choose them Ask about any discounts you might be eligible for Shop around Don’t just choose the first company that sells auto insurance in Salt Lake City. Take the time to shop around and get quotes and estimates from multiple companies. Armed with this information, you can compare policy rates with how much coverage you’re getting in return to find the right option for you, your needs, and your budget. Ask questions Before you choose one car insurance company over another, these are some of the questions you should ask them: What exactly will my car insurance policy include and cover? Are there any discounts I’m eligible for? Are there any policy exclusions I should...

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Automatic Car Wash Tips

An automatic car wash may be a quick and easy way to get an item checked off of your ‘to do’ list, but it’s important to prepare to be safe for one in a few basic ways. You may have heard horror stories of automatic car wash trips gone wrong, and we want to make sure that never happens to you. Here are some of our top tips to help you eliminate any chance of risk and make your drive through experience as seamless as possible. Choosing the right automatic car wash First, try to choose a newer automatic car wash as opposed to an old one. Newer car washes will be enhanced with brushes that won’t scratch your cars paint and will do a better job at scrubbing away dirt and debris. Remove your roof rack if you have one in order to avoid going over height restrictions. And of course, be sure to roll up all of your windows. Remain alert Get on the track to enter the car wash and wait for the notification to tell you that your vehicle is secured. At this point, you should be extra careful to put aside any distractions and keep feet and hands off the pedals and steering wheel. Stay alert for any important notifications. Dry carefully Choose the best drying and service options for your specific vehicle or...

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Car Insurance and Hail Damage: What’s Covered?

We all know just how quickly hail can wreak its havoc. Whether it’s on your flowers, your home, or even your car, it can cause significant damage in the blink of an eye. But when it comes to hail damage and cars, what’s covered by car insurance in Salt Lake City and what’s not? Hail damage and car insurance in Salt Lake City The type of car insurance coverage you have will determine whether it covers you for hail damage. If you only have a basic policy with the legally required liability insurance, it won’t include hail coverage. But if you have comprehensive insurance on your policy, this almost always includes hail damage! By the way, while we’re on the topic of hail damage, you might also be curious about whether car insurance covers scratches on your car’s exterior. We cover that in this post.  Understanding comprehensive car insurance So we know that comprehensive insurance often covers hail damage, but what else can it cover? There are a whole host of other events that comprehensive insurance can kick in for. Here are a few examples of the type of damage it can cover: Vandalism Theft Storm damage Fire Damage from falling objects like trees or rocks Can I afford comprehensive insurance? In some cases, like if you lease or finance your vehicle, you may be required by the lender...

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