Author: Creed Anderson

Your Top Questions About Car Insurance in Salt Lake City Answered: Part Two

We get phone calls from clients in Salt Lake City every day who have questions on a variety of home and car insurance related topics. In case you have any of those questions yourself, we have put together some of the most frequently asked questions (along with their answer) for you in this post. Last month, we began this series by covering some of your other questions, specifically about what different types of car insurance cover and how much insurance you need. You will find that first article right here. Salt Lake City Car Insurance FAQ If you have any questions that aren’t covered in this post, be sure to give us a call so we can help you directly. What is the average cost of car insurance in Salt Lake City?   The average cost of carinsurance in Salt Lake City, or anywhere in Utah for that matter, will vary based on several factors. For instance, your age and gender will impact your rates, along with any traffic tickets or claims you’ve had in the past. Even what model of car you drive will influence how much you must pay for car insurance. Other things like your commute and the area you live will play a role too. How much is car insurance for a 16-year old driver on average? Just like with any other driver, costs for...

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Does Having Children Affect Your Car Insurance Rates?

When you have kids, just about everything in your life changes. From your schedule to your budget, your eating and sleeping habits and beyond, you’re in for the ride of your life. But what about car insurance? Will having kids mean a change to your car insurance rates? There are some situations where the answer is yes, and we’re going to talk about them today. If you choose a safer vehicle Let’s say you swap out your Lamborghini for a more practical SUV with a higher safety rating when you have children. Doing this will usually result in a lower insurance rate simply because you’re driving a safer vehicle. If you purchase a home Maybe you make the switch from renting to owning a home when you have kids. Being a homeowner can come with car insurance benefits, including a discount on your car insurance policy. At the same time, it’s worth inquiring about bundling your home and auto insurance policies to save even more. Safer driving habits Most new parents find themselves driving more cautiously than ever before. In turn, this can mean you get fewer (or no) tickets and ultimately qualify for a safe driving discount. The longer you can maintain a safe driving record, the better. When your children start driving If you have young children now, it might be hard to imagine them ever being...

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We Answer Your Top Questions About Car Insurance in Salt Lake City

Most drivers want to be informed about their car insurance options, and our team is committed to helping you find all of the information you’re looking for. With that in mind, today’s post is going to answer the top questions we get about car insurance in Salt Lake City. How much insurance do I need? Finding the right balance between having enough insurance coverage and getting a policy that fits your budget can be tough. When it comes to home much insurance you need, that comes down to the legally required insurance minimum where you live. For Salt Lake City drivers (or any Utah drivers), these are those minimums: $25,000 in liability coverage for bodily injury per person $65,000 in liability coverage for bodily injury per accident $15,000 in liability coverage for property damage $3,000 for personal injury protection as a no-fault state If you decide to purchase underinsured or uninsured motorist coverage, it is required by law to have at least $25,000 per person and $50,000 per accident. However, adding collision and comprehensive coverage is encouraged for most drivers. And that brings us to answering your next top question. What do collision and comprehensive insurance cover? Collision insurance can help you cover the cost of repairing or replacing your own vehicle if it’s damaged in a collision with another vehicle, an object, or a single vehicle collision. For...

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Paying for Car Insurance with a Credit Card

Did you know using a credit card to pay for your car insurance in Salt Lake City can actually make your insurance rate lower? It’s something many insurance companies will offer discounts for. But how exactly does it work and what details do you need to be aware of? We’re here to answer those questions and give you the three main ways a credit card payment could mean for a lower insurance rate. Auto Withdrawal Purchasing an insurance policy often means you can choose from making monthly payments, making quarterly payments, or paying for the entire yearly premium at the time of purchase. The great thing is you can do this through a credit card. And regardless of the method you choose for how often you pay; you could be eligible for a cheaper rate when doing so. Signing up for an automatic withdrawal with your credit cards means for a discount with most insurance companies – just ask! Options for Cash Back It’s possible to get your car insurance for a lower amount by using your credit card’s cash back or rewards program. If this is something your credit card company offers you can use it to make car insurance payments and put money back in your own pocket. Always keep an eye out for special deals your credit card company might be offering as these allow you...

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5 Unique Car Insurance Discounts Worth Asking About

You may be surprised to know there are a lot of different things that can mean a discount on your car insurance in Salt Lake City. And we don’t mean the typical things like a good driving record or getting older. Knowing about the more unique things that mean for a discount and taking advantage of them is one of the best ways to save yourself a lot of money in the long run! Here are five of the unique car insurance discounts worth asking about. When you belong to a teacher’s organization Teachers unions are one of the groups insurance companies will solicit for special discounts and promotions. If you’re a part of one, it’s definitely worth checking in with your insurance provider to see if there’s an offered discount you could be taking advantage of. Being a part of a college or university alumni association If you graduated from college or university then you may have the option for a special discount! Alumni associations work to help promote their own school and one of the ways they motivate others to become members is with unique benefits like car insurance discounts. Having a child that gets good grades Your child getting good grades is likely something you’re incredibly proud of, but it could also mean for a great car insurance discount! Especially if they are a young driver...

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