Recreational Vehicle Insurance
Don’t Head Out in Your RV or Motorhome Until You Have Recreational Vehicle Insurance
ASA Insurance Provides Quality Coverage with Recreational Vehicle Insurance
If you spend time outdoors and own a recreational vehicle, it’s important to make sure you are insured for any accidents that could occur. Enjoy greater peace of mind with the right policy so you can focus on having fun. ASA Insurance can help you find a policy that protects all of your recreational vehicles at an affordable price.
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Fill out and submit the form below to have one of our representatives contact you about your coverage options.
This type of insurance covers:
- Jet skis and other watercraft
- Campers and RVs
When you work with ASA Insurance, we can help you find the policy that best meets your needs. We’ll sit down with you and explore your options while explaining all of the terms, requirements and limitations with you. We will help educate you on recreational vehicle insurance, but allow you to make the final decision.
What to Look for in Recreational Insurance
For many, affordability is the key. ASA Insurance can help you compare rates and coverage options to ensure you find a premium that fits your budget. In addition, you can find discounts available to help you save more money. Putting all of your recreational vehicles under one provider and pairing it with other insurance, such as homeowner’s or auto insurance, may also help reduce your costs.
While saving money is always a priority, you also want to work with a company that provides fast, efficient claims service. Many people don’t think about this factor until something happens and they must file a claim. It’s important to work with a company that provides a fast response and ongoing support when an accident happens.
ASA Insurance will help you find coverage that fits in your budget, making it easy and affordable to gain that peace of mind when you’re out on the road, water or off the beaten path with your recreational vehicles. Contact us today at 801-486-7463 for a competitive quote.
Recreational Vehicle Insurance FAQs
Do recreational vehicles need insurance in Utah?
Yes — RV owners and operators are required to have recreational vehicle coverage, as mandated under Utah’s Financial Responsibility Law which states that all vehicle owners be able to demonstrate proof of insurance.
Do I need RV insurance?
How much is RV insurance?
Costs vary significantly from one policy to the next because they depend on so many different factors. These include:
- RV driving experience
- The age and condition of the motorhome
- Where the RV will be used
- How much the RV will be driven
- The type of motorhome (Type A, B, or C)
- Whether the motorhome is a permanent residence or a vacation vehicle
What does my RV insurance cover?
The specifics vary from policy to policy. However, in addition to minimum liability requirements and other insurance types including collision and comprehensive insurance, most RV insurance policies include:
- Total loss replacement
- Property insurance for the items inside of the RV
- Vacation or campsite liability
- Emergency expense coverage
- Roadside assistance
Is RV insurance expensive?
Does RV insurance cover water damage?
Be sure to speak with your insurance provider about your options for including water damage on your policy.
Are recreational vehicles covered under homeowner’s insurance in Utah?
Once the RV is being towed or driven, you will need to have auto insurance in place to cover any losses or damages associated with the vehicle. In fact, RV insurance is legally required for owning and operating a recreational vehicle in Utah, much like it is with a personal vehicle.
We’re Not That Far Away!
For all of your general liability insurance needs, ASA Insurance in Salt Lake City is just a phone call away! We’ve been finding commercial and personal insurance policies for our clients across Utah since 1950, and we look forward to doing the same for you.