Business Insurance

Smart Business Owners Protect Themselves and Their Business with Comprehensive Business Insurance Policies

Business Owner’s Policy in Salt Lake City

Your business is incredibly important to you, and protecting your business with the right business owner’s policy is incredibly important to us. Without adequate insurance, your business faces serious financial trouble or even being forced to shut down completely in the event a costly situation arises. With the coverage a business owner’s policy offers you, you will have comprehensive protection against a number of the biggest financial threats business owners face. Are you ready to talk more about the kind of business insurance that’s right for you? We’re here to help. Contact ASA Insurance in Salt Lake City today so we can ensure your business has the comprehensive coverage it needs.

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    What Does a Business Owner’s Policy Cover?

    When we meet with you, we’ll get to know you and your unique business to figure out exactly what kind of coverage is right for you. Depending on the specific risks your business is vulnerable, we will discuss the suitable business owner’s policy options for you to consider.

    A business owner’s policy can be flexible to meet the unique demands of various small businesses.

    However, most policies include:

    General Liability Insurance

    For most businesses, this is the first, and often most important, type of insurance for business owners to consider. This coverage was built to protect business owners from two of the most common liability claims: property damage and bodily injury. These types of claims often occur simultaneously, and having general liability insurance from your business owner’s policy offers you comprehensive coverage for both.

    Business Interruption Insurance

    In the event the course of your business operations are interrupted or even stopped completely, this coverage can mean the difference between your business surviving this period or not. This coverage can be used to pay employee’s wages, utility bills, vendors, and more.

    Equipment Breakdown Insurance

    If the essential equipment your business relies on breaks down, this type of commercial insurance can help cover the repair or replacement costs so your business has what it needs to keep operating.

    Commercial Property Insurance

    Depending on the type of business you own, there are all kinds of business property you might have on site, including property outside of the physical structure of your building, including greenery and signage. With commercial property insurance, you’ll have financial protection in the event this property is stolen or damaged.

    How Much Coverage Do I Need?

    This is an important question to ask, but it’s one we can’t answer until we know more about your business. We will consider things like the specific risks your business is vulnerable to, the estimated value of your business contents, whether customers or clients visit a physical location for your business, and much more. We look forward to providing you with more information when you give us a call today.

    Business Insurance FAQs

    How to get a business insurance quote in Salt Lake City
    If you need business insurance in Salt Lake City, your first step is calling ASA Insurance for a quote. We have been providing businesses and individuals with trustworthy, professional, and friendly insurance services for more than 70 years, creating a track record that has resulted in our reputation for being the best Utah insurance agency.
    How much is small business insurance?
    Some businesses need a wide range of commercial insurance coverage types, including commercial auto insurance, cyber security insurance, and errors and omissions insurance. On the other hand, some businesses only need one form of commercial insurance. With that in mind, it won’t surprise you to know the cost of small business insurance in Utah ranges widely from business to business. We would love to give you a detailed quote for your unique business when you give us a call.
    Do I need business insurance?
    With the exception of workers’ compensation insurance, business insurance isn’t legally required in Utah. However, most business owners still opt to add other types of business insurance to their policies. The type of coverage that’s right for each business owner depends on things like the scope and size of their business, how many people they employ, the value of their business contents, and more.
    What is umbrella insurance for business?
    Commercial umbrella insurance offers business owners additional protection above and beyond the limits of their other business insurance. For example, if the limits of their commercial general liability policy are met, the extra coverage they get from their umbrella policy can cover the excess so they aren’t left covering those costs out of pocket.

    We’re Not That Far Away!

    For all of your commercial property insurance needs, ASA Insurance in Salt Lake City is just a phone call away! We’ve been finding commercial and personal insurance policies for our clients across Utah since 1949, and we look forward to doing the same for you.