We get phone calls from clients in Salt Lake City every day who have questions on a variety of home and car insurance related topics. In case you have any of those questions yourself, we have put together some of the most frequently asked questions (along with their answer) for you in this post.

Last month, we began this series by covering some of your other questions, specifically about what different types of car insurance cover and how much insurance you need. You will find that first article right here.

Salt Lake City Car Insurance FAQ

If you have any questions that aren’t covered in this post, be sure to give us a call so we can help you directly.

What is the average cost of car insurance in Salt Lake City?


The average cost of carinsurance in Salt Lake City, or anywhere in Utah for that matter, will vary based on several factors. For instance, your age and gender will impact your rates, along with any traffic tickets or claims you’ve had in the past. Even what model of car you drive will influence how much you must pay for car insurance. Other things like your commute and the area you live will play a role too.

How much is car insurance for a 16-year old driver on average?

Just like with any other driver, costs for teen drivers can vary widely. Some insurance companies offer discounts for good grades or for completing driver safety courses. Generally, a boy will have a higher rate than a girl because of their higher statistical risk, but this may not always be the case. Multiple factors go into determining rates besides age.

What is a good car insurance deductible?

A good deductible for car insurance in Salt Lake City will be based on how much you can afford. When considering your deductible, you must think about what would happen if you were involved in an accident and how much you would be able to pay. The amount you choose for your deductible will impact your rates. Some drivers prefer to pay a slightly higher monthly payment in exchange for a lower deductible. On the other hand, other drivers would rather pay less each month in exchange for owing a higher deductible in the event of a claim.

Most of the questions we get about car insurance have to do with the cost and what it covers. However, these answers depend on the particular driver and their coverage. That’s why the best way to get an accurate quote or answers is to call us directly. We look forward to helping you out!