If you are comparing prices for car insurance in Salt Lake City, you need to have a few documents on hand to ensure you provide correct information for accurate rate quotes. The more information you can provide for the initial quote, the closer it will match your final price so you know how to fit it in your budget.

1. Your Driver’s License

You will need to have your driver’s license on hand or the number memorized. Insurance providers will check your driving record to ensure that you are legally able to drive and to learn if you have any moving violations that can affect your insurance rates.

2. Registration and Car Information

Insurance applications require that you provide your vehicle’s VIN and other information such as mileage and odometer reading. You will need to list the name of the lender if you are financing the vehicle.

3. Social Security Number

Insurance companies use your social security number to verify your identity and sometimes to run a credit check. People with a higher credit rating are seen as less of a risk because they pay their bills on time and statistics show that they file fewer claims.

4. Bank Data

You will need to provide the name of your financial institution and account number for direct debit. Many companies require payment from a checking account when you sign up for a policy. They may also use this information when checking your credit history.

5. A Current Policy

You will also be asked if you have current insurance. Some insurance companies won’t take customers who have not had a policy for the past six months. Others will charge a higher rate.
Besides requiring proof of current insurance, another reason to have your policy on hand is to make a comparison. You won’t know if you are getting a good deal and lower rates if you don’t know if the two policies are equal. You want to make sure the coverage limits are similar to know if you have enough coverage.

6. Keep Notes of Quotes

If you are comparing quotes among insurance companies, you will want to keep any information about previous quotes. You may also want to check for complaints with the Better Business Bureau to compare customer service quality.

You may want to take the time to do some extra research to ensure you have the coverage you need. While you must have the minimum required by state law, that may not be enough. If you have more assets and worry about lawsuits or an expensive vehicle that you would want repaired in an accident, you may choose to increase your coverage with a new policy.

Buying car insurance in Salt Lake City online can be quick and easy if you have the documents you need and do your research. Don’t be afraid to compare rates, but also consider more than pricing to ensure you choose the right insurance provider to meet your needs.