August means school buses, busy crosswalks, and changing traffic patterns. Slow down in school zones, leave extra following distance, and keep the phone out of reach. A calmer commute helps everyone start the school year safely.

Sharing a rental? Don’t assume a roommate’s policy protects your belongings. Ask whose name is on the policy, how liability works, and whether each person needs separate coverage. Clear answers now can prevent surprises later.

Heading out before summer ends? Pause mail, put lights on timers, lock windows, and ask someone to check in. Then review how your homeowners policy addresses theft, water damage, and time away. A few small steps can help protect the home you’re coming back to.