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What is the Difference Between the Actual Cash Value and the Replacement Cost Value of the Home?
When it comes to what your home is worth, you’ll hear the terms “actual cash value” and “replacement value” used frequently. Although they both relate to what your home is worth, there are essential differences between the two terms and understanding these differences...
Preparing for Power Outages
Whether a power outage is caused by lightning, ice, wind, or another weather or electrical event, the situation can be extremely inconvenient and even dangerous, especially when it lasts more than a few minutes. Dealing with a power outage for an extended period of...
Preventing Leaky Home Appliances
If you’ve ever come home to water damage caused by leaky appliances, you know just what a headache the cleanup and repair process is. Whether it’s a slow drip of water or a steady stream, both can cause extreme damage in a short amount of time. Luckily, there are...
What is Mortgage Insurance?
Of all the questions our clients have for us, one of the most common is, “What is mortgage insurance?” Mortgage insurance is often referred to as home-loan insurance or a mortgage guarantee, but each one means the same thing. Understanding Mortgage Insurance If you’re...
Does Car Insurance Cover Vandalism?
Whether your home, your car, or another piece of your property is vandalized, this can be an incredibly upsetting situation. We may never know why people key cars or commit other acts of vandalism, but what we can help you with finding out whether your insurance will...
Does Home Insurance Cover Mold?
You see the evidence of mold in your home and your first thought may be, “Does home insurance cover mold in Salt Lake City?” You’re concerned about getting rid of this problem before it takes over the house. You are right to be concerned because mold can cause...
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September brings shorter days and changing road conditions. Check your headlights, wipers, tire tread, and emergency kit before fall weather settles in. A few minutes of prep can help make every drive safer.
Summer heat can put extra strain on your home. Clear debris from the outdoor AC unit, avoid overloaded outlets, and check hoses for cracks or leaks. Routine maintenance may help you catch small problems before they become expensive ones.
August means school buses, busy crosswalks, and changing traffic patterns. Slow down in school zones, leave extra following distance, and keep the phone out of reach. A calmer commute helps everyone start the school year safely.
We’re Not That Far Away!
For all of your commercial property insurance needs, ASA Insurance in Salt Lake City is just a phone call away! We’ve been finding commercial and personal insurance policies for our clients across Utah since 1949, and we look forward to doing the same for you.