We all know just how quickly hail can wreak its havoc. Whether it’s on your flowers, your home, or even your car, it can cause significant damage in the blink of an eye. But when it comes to hail damage and cars, what’s covered by car insurance in Salt Lake City and what’s not?

Hail damage and car insurance in Salt Lake City

The type of car insurance coverage you have will determine whether it covers you for hail damage. If you only have a basic policy with the legally required liability insurance, it won’t include hail coverage.

But if you have comprehensive insurance on your policy, this almost always includes hail damage!

By the way, while we’re on the topic of hail damage, you might also be curious about whether car insurance covers scratches on your car’s exterior. We cover that in this post. 

Understanding comprehensive car insurance

So we know that comprehensive insurance often covers hail damage, but what else can it cover? There are a whole host of other events that comprehensive insurance can kick in for.

Here are a few examples of the type of damage it can cover:

  • Vandalism
  • Theft
  • Storm damage
  • Fire
  • Damage from falling objects like trees or rocks

Can I afford comprehensive insurance?

In some cases, like if you lease or finance your vehicle, you may be required by the lender to have comprehensive and collision insurance in addition to the state required insurance. But if it’s optional, it’s still encouraged in most cases.

The good news is comprehensive car insurance tends to be a lot more affordable than most drivers think! Especially if you work with an insurance company who is committed to finding the right type of coverage at a fair price.

Let ASA Insurance help you find coverage that fits in your budget! Call us today at 801-486-7463 to discover your options for having affordable auto insurance in Salt Lake City or anywhere you live in the state of Utah – we can help.