Most parking lot accidents result in minor fender benders and minimal injuries (if any), but these accidents can still lead to costly insurance claims.
To save you the headache and the cost of dealing with a parking lot accident, here are some parking lot safety tips for drivers.
Lower Your Speed
Just because most parking lots don’t have speed limits posted, doesn’t mean you can race through them! If you drastically lower your speed in parking lots, this can help prevent you from hitting another vehicle or pedestrian because you’ll have more time to stop and it will be easier to do so.
Use Your Signals
Some drivers think they don’t need to use their turning signals in parking lots, but it’s still a good idea to signal whenever you can. Your signal will tell other drivers and pedestrians where you’re going. Signals are also very useful in preventing accidents, especially when you’re turning into a parking spot.
Don’t Take Risks
It’s never the right time to take risks if you’re behind the wheel of a moving vehicle! And this includes parking lots, even with their slow speeds. Don’t chance door dings or other vehicle body damage by trying to squeeze into a tight parking lot space. Even if you have to walk a bit further once you park, it’s best to choose a parking spot with ample space rather than trying to squeeze in somewhere.
Does Insurance Cover Parking Lot Accidents?
You’ve done what you can to avoid a parking lot accident, but sometimes accidents still happen. So, if this has happened to you, what happens next? Will insurance cover the damage to your vehicle?
If you have collision coverage on your auto insurance policy, your coverage can cover the cost of repairing your vehicle! But without collision coverage, you’re responsible for covering the cost on your own unless the other driver offers to pay.
Would you like to learn more about protecting your vehicle and your other assets with effective insurance policies? Contact ASA Insurance today!