Accidents happen out on the water, and you want to be protected if one occurs. Liability insurance is just as important for boats and other watercraft like jet skis as it is for road vehicles. This policy pays for damages and injury to others if you are at fault. It covers you and your family as well as anyone who may use your watercraft with your permission.

If you are involved in an accident, you need coverage for medical payments as well. This takes care of hospital expenses, medications and other costs associated with an accident. Many policies include coverage for uninsured operators, so you get your expenses taken care of even if the at-fault party doesn’t have coverage.

Protecting Your Watercraft

Damage to your boat, jet ski or other watercraft can result in costly repairs. The right coverage pays for those expenses just like with an automobile or provides a replacement when the repairs are too costly. When you add in coverage for your personal belongings or additional equipment you’ve installed on the boat, you can enjoy your time out on the water with no worries. If you plan to haul your boat on a trailer, you want to make sure that equipment is covered as well with your policy.

Being safe out on the lake, river or ocean begins with protecting yourself and your property at home with an adequate but affordable insurance policy specifically designed for boats and other watercraft. You can trust ASA Insurance for the best prices on boat insurance. Talk to an agent and explain your needs. Together, you can find a policy that works for you and your budget.

We will explain the details of the policy, so you know exactly what type of coverage is provided. Let ASA Insurance help you get coverage so you can focus on enjoying the water and your water toys. Give us a call today at 801-486-7463 for a free quote.