Flood-damaged cars can present significant risks, both mechanically and financially. Knowing how to identify a flood-damaged vehicle can save you from future headaches and costly repairs.

Signs of Flood Damage in a Car

These steps can save you from buying a flood-damaged vehicle and ensure you opt for a more reliable option. If you’re ever in doubt about a vehicle’s history, it’s best to walk away and continue your search.

Here are some tips to help you spot a flood-damaged car:

  1. Run a vehicle history report: Get a vehicle history report using the car’s VIN to see if the car has been classified as flood-damaged, salvaged, or a total loss.
  2. Check for water damage:
  • Inspect the cabin for water damage.
  • Check under seat bolsters and the carpets for dampness.
  • Look in the trunk for moisture, mud, or rust signs. If there is a musty smell, that’s another telltale sign of a former flood vehicle.
  1. Electrical components: Check all the electrical systems, including the lights, power windows, and infotainment system. Flood-damaged cars have electrical issues, as water gets inside them and wreaks havoc.
  2. Watch for rust and corrosion: Corrosion or rust, particularly where it is hidden – for example, beneath the dashboard, door panels, and seats – could be another indication of extended exposure to water.
  3. Get an inspection: Trusting your can-fanatic friend isn’t a reliable enough resource when you’re making a significant investment in a vehicle. It’s worth doing your due diligence and having a professional mechanic check the car for you. 

Protecting Your Car from Water Damage

Knowing how to spot a flood-damaged car is helpful, but it’s equally important to protect your vehicle from water damage.

Here are some tips to keep your car safe:

  • Park in elevated Areas: Avoid parking in low-lying areas where water can pool, particularly during heavy rain or if you will leave your vehicle for an extended period.
  • Use a car cover: These are available at reasonable prices, and having a high-quality, waterproof cover can offer significant protection for parked vehicles.
  • Seal any leaks: Check your vehicle frequently for leaks (including around windows and doors) and get them repaired immediately.
  • Avoid driving through floodwaters: Even if the water is shallow or appears to be moving quickly, it can damage your engine and electrical systems.
  • Keep emergency supplies: Carry emergency supplies such as a flashlight, spare batteries, and a first-aid kit in your car. You never know when those may come in handy or even be life-saving if you’re trapped in a flood or an accident.
  • Stay informed: Monitor weather forecasts and avoid driving during heavy rainstorms or if flash flood warnings are in effect. 

Auto Insurance for Flood-Damaged Cars

It’s difficult to insure a flood-damaged car. The risk of future issues is higher, which means your premiums will likely be higher, too. 

Call ASA Insurance in Salt Lake City today so we can answer your questions and discuss your car insurance options.